Debt isn't easy. Finally, a clear path forward.

Finwell is the debt payoff app that doesn't overwhelm you. Instead of dashboards and spreadsheets, you get one clear recommendation at a time.

App Screenshot:
Your next recommendation

Other apps show you everything. We show you what matters.

How It Works

1

Connect your accounts securely

Link your bank accounts and credit cards through Plaid. Bank-level security, and we never see your login credentials.

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Account connection
2

See your Drag

We calculate your Drag — the monthly interest and fees eating your money. This is what we're fighting against.

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Drag reveal
3

Get one smart recommendation

Based on your strategy (Avalanche, Snowball, or our pick), we tell you exactly where to put your next payment.

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Recommendation card
4

Mark it done

Made your payment? Mark it complete. We'll update your progress and calculate your next move.

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Mark complete
5

Celebrate your progress

Watch your Drag drop and your Lift rise. Every payment is progress. You're doing this.

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Celebration

Three Metrics That Matter

Drag

The monthly interest and fees you're paying. Our goal: drive this to zero.

Velocity

The percentage of your payments going to principal, not interest. Higher is better.

Lift

Total debt you've eliminated. This number only goes up. Celebrate it.

What Makes Finwell Different

Dashboard overload One recommendation
Track everything Track what matters
Complex graphs Simple progress
Figure it out yourself We tell you what's next

Bank-Level Security

Your financial data is protected with the same security standards used by major banks.

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256-bit encryption

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Powered by Plaid

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We never see your login

Be the first to know when Finwell launches

Join our waitlist and get early access when we launch. Start making real progress on your debt.